About 90 seconds · no obligation · nothing is committed by asking
See what your home could pay you.
Eight quick questions. You will see the typical range for your age and your home on this screen — not after a call, not after a form. Then Ramin gets you the exact figure from the lender, with all three lenders' costs side by side.
Where is the home?
It decides which lenders and programs are open to you.
What happens next
1. Your range, on this screen
Eight quick questions. The typical range for your age and your home appears before you give anyone a phone number.
2. Ramin calls within one business day
He gets the exact figure from the lender and puts all three lenders' full costs side by side, in writing.
3. The decision stays yours
Nothing is committed by asking. If a cheaper tool wins for you, the recommendation says so.
Prefer to work it through yourself first? The calculator shows the balance year by year, and what it costs lists every fee from the lenders' own pages.
Before you start
Is the range on the screen a quote?
No. It is the typical range lenders advance for the younger owner's age, from the table on this site that Ramin confirmed against CHIP and Equitable — a guide to the conversation. The exact figure comes from the lender, in writing, after an appraisal, and Ramin gets it for you.
Why do you ask for a phone number?
Because Ramin answers by phone first — it is the fastest way to a straight answer. Your details go to him alone, nothing is committed by asking, and there is no obligation. You are welcome to have family on the call.
Which lenders are behind the numbers?
The range comes from what HomeEquity Bank, which sells the CHIP Reverse Mortgage, and Equitable Bank typically advance by age. Bloom Finance, which lends in BC, Alberta and Ontario, assesses joint borrowers on their average age instead, so the page says when that would move you up a band. Ramin puts all three lenders' full costs side by side before recommending any of them — or none.